Insurance Programs
PROPERTY, FLEET & LIABILITY INSURANCE
The OSC Property, Fleet & Liability Insurance Program provides insurance through Todd Associates and can provide competitive quotes from Liberty Mutual Insurance, SORSA and Utica Insurance, in addition to assistance with risk management meetings and group negotiations.
LIFE INSURANCE
The OSC provides access to discounted life insurance through American United Life and Grady Benefits. Each OSC member can design their own plan offering one or more of the following coverages: basic life, AD&D, employee paid voluntary life and AD&D and voluntary dependent life. Current rates for Board Paid Life Insurance, guaranteed through 12/31/2024: Basic Life: $0.085/per $1,000, AD&D: $0.015/per $1,000.
Employee Paid Insurance is also available.
HEALTH AND DENTAL ALLIANCE
The OSC Health and Dental Alliance provides OSC members that are not in a consortium and are fully insured by Medical Mutual of Ohio (MMO) or Delta Dental an opportunity to save on premiums by joining the Health and Wellness Alliance.
ANNUAL DISCOUNT: MEDICAL MUTUAL OF OHIO (MMO) 1% PREMIUM TAX DISCOUNT. ($10,000 FOR EVERY $1 MILLION IN HEALTH INSURANCE PREMIUMS; DELTA DENTAL .6% PREMIUM TAX DISCOUNT)
SECTION 125 FLEX, FSA AND HSA ADMINISTRATION
The OSC, in partnership with American Fidelity, offers – at no cost to schools or employees – Section 125, FSA and HSA administration including flexible spending account, risk management, plan documents, annual updates, administrative guides and IRS updates. In addition, Supplemental Employee Insurance Benefits are also available for school employees including disability, accident, critical illness and more.
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POST-EMPLOYMENT PLAN FOR SEPARATION PAY
PRG is a national leader in providing school districts a Healthcare Reimbursement Arrangement (HRA) through The PRIME Choice Plan for retiree’s Separation Pay. Separation Pay can include Sick Pay, Vacation Pay, Early Retirement Incentive Plans and others. The PRIME Choice Plan offers a Tax-Free option for healthcare expenses in addition to a 403b Special Pay Plan’s Tax-Deferred option for your retiree’s Separation Pay. For questions, Bruce Nelson at PRG can be reached at 1-800-369-9461 or by email at bnelson@prginfo.net or Todd Stout at 614-404-2699, email tstout@lincolninvestment.com
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MANAGED CARE
Our partners at MINUTE MEN OHIOCOMP provide managed care programming designed to more closely manage workers’ compensation injuries and costs and return-to-work outcomes without compromising quality of care.
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